Sberbank: a car loan on favorable terms

Today, for some, the car is onlyway of travel, for others - a kind of visiting card, well for the third - an unrealizable dream because of the constant lack of money for its acquisition. But, as they say, nothing is impossible. For those who dream of a four-wheeled friend, there is an excellent opportunity to buy a car on credit.

Sberbank: a car loan at affordable interest rates

To date, services for car loansare the most common in the country's credit market. Indeed, thanks to this, you can easily and immediately become the owner of not only a domestic car, but also foreign cars. The car loan can be issued not only in banking institutions, but also in specialized centers that sell vehicles that cooperate with many world famous car manufacturers. For example, Sberbank's car loan extends to its clients at fairly real interest rates, while providing a number of conditions that are quite comfortable for the borrower.

The main advantages of car loansare its availability, preparation of all necessary documents by competent employees, execution of the contract in the shortest possible time, a full assessment of the technical condition of the car, the possibility of carrying out a test drive, free choice of the car model, and the choice of the insurance company. In addition, auto loans of Sberbank in 2013 rose to a new level of trust with customers. This is evidenced by the absence of a commission and the maximum convenience of registration.

Let's pay attention that Sberbank car loan withoutThe initial fee is no longer drawn up. This year, a decision was made about a minimum initial contribution of 15%. But here there are pluses: if the borrower is ready to pay an initial deposit of 30% of the car's value, it is exempted from the need to provide the bank with a work record card, as well as a whole package of documents confirming its financial status.

Sberbank: a car loan on favorable terms

If you talk more about the programscar loans, many banks and centers offer their clients the following programs: without making a down payment, interest-free loan, express loan, car loans "buy back", car loans on preferential terms and an exchange program for old cars for a new car. But, unfortunately, all these tricks sometimes conceal under themselves and certain pitfalls when, for example, Sberbank car loan gives out certain conditions and does not warn the borrower about possible losses in unforeseen situations.

It is necessary to mention about auto insurance,which is a prerequisite for the design of a car loan regardless of its program. This procedure is necessary not only for the bank, but also for the client. Car insurance will be especially beneficial for those who are buying a used car.

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